Ronald Wilcox

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Phone: (408) 296-0400
Fax: (408) 296-0486

1900 The Alameda
Suite 530
San Jose, California 95126

Attorney Ronald Wilcox has more than 15 years of experience helping people who are drowning in debt. He is a member in good standing of the bars of the U.S. District Court, Northern District of California and U.S. District Court, Eastern District of California

Background and Qualifications

Ron Wilcox holds bachelors’ and masters’ degrees from New York University, a graduate certificate in management from Harvard University, and a Juris Doctorate from Indiana University. He served as Managing Editor of the Indiana Journal of Global Legal Studies. Ron has also engaged in continuing studies at Stanford University.

Ron has more than 15 years of experience in the legal profession, either working for legal clinics, law firms, in-house counsel, interning for a U.S. Magistrate Judge, or private practice, and has been a licensed attorney in California since 1995. Ron is admitted to practice in the State of California, and before Northern and Eastern District U.S. Federal Courts.

Ron has appeared on ABC, CBS and Telemundo Television news reports, and has published articles in the San Francisco and Los Angeles Daily Law Journals,the California Bankruptcy Reporter, and has been interviewed, and quoted, by the Wall Street Journal, San Jose Mercury News, and KGO Radio.

During his tenure as a consumer attorney he has published articles in the San Francisco and Los Angeles Daily Law Journals, the California Bankruptcy Reporter, and has been interviewed, and quoted, by the Wall Street Journal and the San Jose Mercury News. Ron has assisted numerous consumers in both chapter 7 and chapter 13 bankruptcies, and in Fair Debt Collection Practices Act (FDCPA) matters. Ron has represented consumers in courts in San Jose, San Francisco, Oakland, Sacramento, Los Angeles, Modesto, Fresno, New York, Minnesota, and Pennsylvania, and has assisted numerous consumers in regard to their rights under federal and state law, including FDCPA litigation. He has assisted approximately two thousand clients in bankruptcy matters, and more than two hundred clients in FDCPA matters.

Ron has taught other attorneys at conferences sponsored by the National Association of Consumer Advocates in Tucson, Jacksonville and Seattle, and has appeared as a guest speaker/panelist at the Federal Trade Commission Roundtable in San Francisco, and National Association of Retail Collection Attorney's Conference in San Francisco. I have also attended Continuing Legal Education seminars regarding consumer law in Sacramento, San Francisco, Oakland, San Jose, New York, Chicago, Kansas City, Atlanta, Albuquerque, Minneapolis, Boston, Tucson, Jacksonville and Seattle. Ron has also attended the National Consumer Law Center’s Annual Conferences in Atlanta, Oakland, Boston and Philadelphia; the National Association of Chapter 13 Trustees’ Annual Convention in New York; and the National Association of Bankruptcy Attorneys’ Annual Conventions in Las Vegas, San Francisco, and San Diego. Ron also donates his time to the Alexander Community Law Center, directing law student interns who assist consumers on financial and legal matters, and to the San Jose Public Library's Lawyers in the Library prprogram.

Ron has been co-counsel in several consumer class actions under the FDCPA in both the Northern and Eastern Districts California, including: Bracken v. Harris and Zide, et al., 02-5148 RMW (N.D. Cal.); Napoleon v. NCA, et al., 02-05149 JW; Abels v. JBC, et al., 04-02345 JW (N.D. Cal.); Campos v. Western Dental Services, Inc., 05-02119 RMW (N.D. Cal. 2005); Wyatt v. Creditcare, et al., 2005 U.S. Dist. LEXIS 25787 (N.D. Cal 2005); Schwarm v. District Attorney Technical Services, Inc., 233 F.R.D. 655 (E.D. Cal. 2006); and Hunt v. Check Recovery Systems, Inc., 178 F. Supp. 2d 1157 (N.D. Cal. 2007).

Ron Wilcox has qualified to be a panel member of the Santa Clara County Bar’s Bankruptcy and Insolvency section. Currently, he serves as Chairman of the San Jose Division-Chapter 13 Subcommittee, directing monthly meetings to help local attorney’s stay abreast of current issues in consumer bankruptcy law and consumer issues in regard to debtor and creditor issues.

Ron has attended Continuing Legal Education classes regarding consumer law in Sacramento, San Francisco, Oakland, San Jose, New York, Chicago, Kansas City, Atlanta, Albuquerque, Minneapolis, and Boston; including the National Consumer Law Center’s Annual Conferences in Atlanta, GA and Oakland, CA, and Boston, MA, the National Association of Chapter 13 Trustee’s Annual Convention in New York, and the National Association of Bankruptcy Attorney’s Annual Conventions in Las Vegas, NV, San Francisco, CA, and San Diego, CA. He has donated his time to the Alexander Community Law Center, directing law student interns who assist consumers on financial and legal matters.

Ron has been co-counsel in several consumer class actions under the FDCPA; a number which are pending, and two which have been certified by the Northern District of California.

Decisions include:

  • Guillen v. Bank of Am. Corp., 2011 U.S. Dist. LEXIS 97966 (N.D. Cal. 2011)
  • Guillen v. Bank of Am. Corp., 2011 U.S. Dist. LEXIS 98860 (N.D. Cal. 2011)
  • Fausto v. Credigy Svs Corp., 251 F.R.D. 427 (N.D. Cal. 2008)
  • Fontaine v. Cashcall, 175 Cal. App. 4th 830 (2009)
  • Panahiasal v. Gurney, et al., 2007 U.S. Dist. LEXIS 17269 (N.D. Cal. 2007);
  • Hunt v. Check Recovery Systems, Inc., 178 F. Supp. 2d 1157 (N.D. Cal. 2007);
  • Sanchez v. Client Services, Inc., 520 F. Supp. 2d 1149 (N.D. Cal. 2007)
  • Bracken v. Harris & Zide, L.L.P., 219 F.R.D. 481 (N.D. Cal. 2004);
  • Cohen v. Murphey, Calloway, et al., 222 F.R.D. 416 (N.D. Cal. 2004);
  • Palmer v. Stassinos, 348 F. Supp. 2d 1070 (N.D. Cal. 2004);
  • Abels v. JBC Legal Group, P.C. et al, 227 F.R.D. 541 (N.D. Cal. 2005);
  • Abels v. JBC Legal Group, P.C. et al, 233 F.R.D. 645 (N.D. Cal. 2006);
  • Abels v. JBC Legal Group, P.C. et al., 229 F.R.D. 152 (N.D. Cal. 2005);
  • Trevino v. ACB and Hilco, 232 F.R.D. 612 (N.D. Cal. 2006);
  • Del Campo v. Kennedy, 2006 U.S. Dist. LEXIS 31955 (N.D. Cal. 2006);
  • Campos v. Western Dental, 404 F. Supp. 2d 1164 (N.D. Cal. 2005);
  • Davilla v. Thinline, 2005 U.S. Dist. LEXIS 18163 (N.D. Cal. 2005);
  • Grinzi and Kolber v. Curtis O. Barnes, 2005 U.S. District LEXIS 33094 (N.D. Cal. 2005);
  • Uyeda v. J.A. Cambece Law Office, P.C., et al., 2005 U.S. Dist. LEXIS 9271 (N.D. Cal. 2005);