Ronald Wilcox, Esq.
Bankruptcy-Debt Relief Attorney

(408) 296-0400

1900 The Alameda  Suite 530
San Jose, CA 95126




 

 
 

IMPORTANT! There are a number of new requirements and changes under the NEW bankruptcy law.  You should meet with a qualified debt relief - bankruptcy attorney to discuss how they affect your particular situation. 

7 Reasons Why You Should Call an Attorney Today!

1. Dealing with creditors alone is DANGEROUS!
2. They have attorneys, so should you!
3. Paralegals CANNOT deal with your creditors for you.
4. Attorneys can STOP those harassing phone calls.
5. Protect your paycheck and your property before it's TOO LATE!
6. We offer a FREE* consultation!
7. You deserve a FRESH START!

If you need immediate help, call now to schedule a FREE* ONE-HOUR consultation at 408-296-0400 or click here!


5 Little Known Facts Everyone Should Know About Bankruptcy, That Your Creditors Won't Tell You!

1. After you file for bankruptcy protection, in most cases, your creditors MUST stop harassing you and they cannot take any legal action against you to collect any money.  You are fully protected by law.

2. In most cases you will be able to keep most items of property, including your home, car, furniture and more.  Often times, people thinking about bankruptcy believe they will walk away with nothing.  That is not true.

3. Typically, only the names of the creditors you provide to the court will be notified about your case.  Usually, this will be a private matter and your friends and family will NOT be notified.

4. Your employer is not permitted to discriminate against you for seeking bankruptcy protection.  Your job and relationship with your employer must not be affected by bankruptcy.

5. Usually, you can apply for credit (home loans, car loans, credit cards and other forms of credit) even after you have filed for bankruptcy.  Most people are not made aware of this information.

Read answers to the most popular bankruptcy questions.
 

If you need immediate help, call now to schedule a FREE* ONE-HOUR consultation at 408-296-0400 or click here!


Stop Harassing Debt Collector Phone Calls Today!

Even if you are unsure about filing for bankruptcy, we can help.

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By an act of the United States Congress, I am a "debt relief agent." The determination of the need for legal services, or debt relief services, and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements. Law changes from place to place and time to time. This website is not and is not intended to be an advertisement outside the state of California. This website is helpful, but is not meant to be legal advice. Thus, it is not a substitute for meeting with an attorney and obtaining specific legal advice.  No attorney client relationship has or will be established with Attorney Ronald Wilcox unless and until a written retainer agreement has been executed. Ronald Wilcox is admitted in California.

For the most part, this web site only discusses chapter 7 bankruptcy. When the word "bankruptcy" is used in this web site, it is only referring to chapter 7 bankruptcy. There are other chapters of bankruptcy. These other chapters may be better for you depending on your particular circumstances. The chapter you choose to file has many consequences. To determine which chapter is best in your situation, you should speak with a qualified bankruptcy attorney.

* Unless you hire us.

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