Ronald Wilcox, Esq.
Bankruptcy-Debt Relief Attorney
(408) 296-0400
2160 The Alameda
First Floor, Suite F
San Jose, CA 95126
Did you know that DEBT COLLECTORS are not allowed to HARASSYOU? Some debt collectors unfortunately try to scare
consumers into paying, by making unlawful threats, or abusive
statements.
If creditors are harassing you on the phone at work or home, or
sending you threatening letters, call-us - WE CAN HELP!
If you need immediate help, call now to schedule a FREE*
ONE-HOUR consultation at 408-296-0400 or click here!
WHAT CAN A CONSUMER DO ABOUT COLLECTION ABUSE
If you are being harassed by an abusive or deceptive debt
collector, you should act to protect your rights.
You are welcome to contact our office for a FREE*
consultation.
We can often times speak to you on the phone to determine
whether we may be able to help you.
We will most often set up an appointment to determine whether to
go forward with your matter.
Other things a consumer may want to do:
* DON’T THROW ANYTHING AWAY. You should save every
letter, envelope or other document sent to you. Often times, a
document you think is not important can actually make the
difference in being able to protect YOUR RIGHTS!
* WRITE DOWN NOTES following any telephone call you have
with a debt collector. You should write the date, time, and who
you spoke with. You should also write down as much of the
conversation as you can remember. Be specific.
* SAVE EVERY VOICE MAIL MESSAGE FROM A DEBT COLLECTOR.
If you
need immediate help, call now to schedule a FREE*
ONE-HOUR consultation at 408-296-0400 or click here!
By an act of the United States Congress,
I am a debt relief agent helping people file for bankruptcy and/or
protecting them from collection agency harassment. The determination of the need for legal services, or
debt relief services, and the choice of a lawyer are extremely
important decisions and should not be based solely upon advertisements. Law changes from place to place and time
to time. This website is not and is not intended to be an
advertisement outside the state of California. This website is helpful, but is not meant to be legal advice.
Thus, it is not a substitute for meeting with an attorney and
obtaining specific legal advice. No
attorney client relationship has or will be established with Attorney
Ronald Wilcox unless and until a written retainer agreement has been
executed. Ronald Wilcox is admitted in California.
For the most part, this web site only discusses chapter 7 bankruptcy. When the word
"bankruptcy" is used in this web site, it is only referring to chapter
7 bankruptcy. There are other chapters of bankruptcy. These other
chapters may be better for you depending on your particular
circumstances. The chapter you choose to file has many consequences.
To determine which chapter is best in your situation, you should speak
with a qualified bankruptcy attorney.
