Ronald Wilcox, Esq.
Bankruptcy-Debt Relief Attorney
(408) 296-0400
2160 The Alameda
First Floor, Suite F
San Jose, CA 95126
Question # 6:
How long does it take and who will be told?
Typically, you can expect your case to take three to four
months from the day you file your papers (known as the
bankruptcy petition) 'till the day your debt is
discharged. For the most part, notices will only be sent to those you owe
money.
But, that doesn't mean that
you have to go to court every day for four months. In fact,
most likely you will go to court only once. The four month
period is basically just processing time and a waiting period.
So if you file your bankruptcy petition in January, the case
should be over by April or May. It also doesn't mean that you
have to keep paying all of your bills until the day the court
actually wipes out your debts. You'll read more about this a
little later.
A notice will be mailed by the court to those people you owe
money to. The notice will tell them that a bankruptcy case
has begun, and that they should leave you alone. The court does
not send a notice to your boss, your friends, or your relatives, unless
you owe money to them. The bankruptcy law states that an
employer may not discriminate against you just because you filed
for bankruptcy protection.
By an act of the United States Congress, I
am a "debt
relief agent." The determination of the need for legal services, or
debt relief services, and the choice of a lawyer are extremely
important decisions and should not be based solely upon advertisements. Law changes from place to place and time
to time. This website is not and is not intended to be an
advertisement outside the state of California. This website is helpful, but is not meant to be legal advice.
Thus, it is not a substitute for meeting with an attorney and
obtaining specific legal advice. No
attorney client relationship has or will be established with Attorney
Ronald Wilcox unless and until a written retainer agreement has been
executed. Ronald Wilcox is admitted in California.
For the most part, this web site only discusses chapter 7 bankruptcy. When the word
"bankruptcy" is used in this web site, it is only referring to chapter
7 bankruptcy. There are other chapters of bankruptcy. These other
chapters may be better for you depending on your particular
circumstances. The chapter you choose to file has many consequences.
To determine which chapter is best in your situation, you should speak
with a qualified bankruptcy attorney.
